If you are looking to move your current funds from a share portfolio you may be locking in your losses on these funds. With a 10-year timeframe in mind before your retirement you should be in a position to ‘ride out’ any market corrections that we are seeing at present.

If you have cash within your portfolio you may consider looking to invest in some alternate products while markets are volatile, this will ensure that you continue to have a diversified portfolio.

You should keep in mind – at this point in time world economies are not technically in recession however historically if the US economy is deemed to be in recession their equity market historically will fall further for a longer period.